Filing for bankruptcy is an important decision and you don’t want to be careless about handling the process. Lots of paperwork are involved and making a mistake can prevent you from receiving the debt relief you need. Because of this, it is recommended that you seek the help of a professional bankruptcy lawyer when filing for bankruptcy. The following are 6 reasons why you should hire a bankruptcy lawyer charleston wv
- Familiarity with the Bankruptcy Laws
Dallas bankruptcy lawyers free consultation are familiar with the latest bankruptcy laws on the filing process and courtroom procedure. They are familiar with the timeframe for filing and will make sure that your bankruptcy case is filed before the deadline. With a lawyer, you don’t have to worry about filing incorrectly. Making mistakes in the filing can cause the trustee to throw out your case and not be able to refile it again.
- Help You List the Assets Correctly
Bankruptcy lawyers can make sure that you list the assets correctly by taking into account those assets that you want to keep and the assets that you don’t want to keep. The lawyer can guide you in choosing the assets you should keep and not keep. Incorrect listing of assets can cause you to lose your discharge plea as well as losing your vehicle and house.
- Stop All Phone Calls
Creditors are violating the rules when they keep on pursuing you even after you have hired a bankruptcy lawyer. You simply provide your creditors with the bankruptcy case number and the contact information of your attorney. You also have to tell them that they don’t have any permission to contact you directly. The attorney can phone the creditors directly if they did not stop the phone calls. The bankruptcy court can issue sanctions on a creditor that refuses to abide by the federal law.
- Eliminate Your Debts
Bankruptcy lawyers know which debt can be eliminated. If you file the bankruptcy wrongly, you will not be able to get rid of the debt that should have been eliminated and discharged. Bankruptcy can remove unsecured credit card debts, medical bills, utility bills and personal loans. Secured debts can also be removed but you will need to return the purchased items.
- Knowledgeable in Responding to the Trustees
The lawyer knows how to talk to the judge, creditors, and trustees in the court. If you represent yourself, you could make mistakes by responding to the wrong answers which can have impact on your bankruptcy discharge. Bankruptcy lawyers can communicate with these people better because they have filed for bankruptcy many times. They are familiar with the courtroom etiquette. They also know the bankruptcy trustees well. The lawyer knows where to find the information when the additional information is requested by the trustees.
- File for the Bankruptcy Quickly
Bankruptcy lawyer can help you to file for bankruptcy quickly. You may take longer if you file on your own since you don’t know how to complete the petitions. By hiring a lawyer, you don’t have to worry about making a court appearance. The lawyer can foresee what will happen in your lawsuit and tell you what to do. You will feel more confident when you have a lawyer sit by your side.