Most of the people do not prefer to deal with the calls and letters of lawsuits from debt collectors. However, the lawsuits from debt collectors are common, and around 70 million Americans have dealt with the debt collectors. Some people felt threatened during their dealings with the financial agencies because the way agencies write you a mail can bring a spark of fear. If you understand how to respond or how to answer your served paper for debt, it can make a huge difference to help you solve your Lawsuit. You also need to know what steps you should take legally to defend the debt Lawsuit filed against you.
You need to respond to the Lawsuit within 21 days and failing to respond court will issue a default judgment in favor of the creditor or financial agency who filed a complaint against you. You need to prepare your lawsuit answer to respond and which can be challenging, so you can use online software like SoloSuit to help you prepare your response.
Here is a quick guide on how to respond to debt Lawsuit.
Step 1:
First thing you need to do is review the lawsuit notice thoroughly. Read each and everything to understand and determine the truthfulness of the allegations against you. If you come across any false point, talk to an attorney who has experience in dealing with debt collection Lawsuits.
Step 2:
Before typing your response, you need to follow a proper format for writing the mail. You need to write your name, address, phone number, and date on the left side of your page on the top.
Step 3:
Next thing to type in your letter is header information of the Lawsuit that is on the top of the notice you received, which includes court name of where the Lawsuit was filed. In the next line, you need to write your name as the defendant, and the creditor’s name as a plaintiff, case number, and judge.
Step 4:
Skip a line space, and make a list of each admits or denies of the allegation on the Lawsuit notice. Make sure to use the exact name of the allegation numbers as specified in the notice and answer. Type deny or admit against each point and give a brief explanation of your response. Lastly, mention your name at the bottom of the page.
Step 5:
Print at least three to two copies of the response and sign them. Mail one to the court, and other to the plaintiff or the lawyer listed on the Lawsuit.
So these were few easy steps to help you prepare your response for debt Lawsuit. Solosuit can make it easier for you by automatically generating your answer with proper format and response safely and accurately with expert’s attorney reviewing your answers.
