Have you been sued by a debt collection agency in Chicago? If yes, the worst thing you can do is not take any action. Such ignorance can make things worse for you in the long run, and it may easily end up in a judgment against you. To keep things in order, you need to get in touch with a debt collection defense attorney Chicago.
When is the right time to reach out to a debt collection defense attorney? Check out the points mentioned below:
Lack of Evidence
If there is no proper evidence that you actually owe the money, you can reach out to a debt collection defense attorney. They will guide you to take the best possible steps in dealing with the claims.
Debt Has Been Paid
For instance, you have paid a portion of the debt. Or, maybe you have paid the full debt. Still, if you are sued, there is no option left other than hiring a debt collection defense attorney.
No Personal Liability
Maybe your debt was incurred by a corporation, and you are not personally liable for the debt. In such instances, getting in touch with a debt collection defense attorney will help you know the relevant rules and regulations.
No Proper Documentation
Lack of proper documents of the debt you owe? A debt collection attorney can help you in keeping things in your favor.
When a debt collector sues you, you can choose from multiple options. Whether you can accept the payment plan or you can go against them. If you are confused about what is the best possible resolution, it will be best to contact a debt collection defense attorney to get the most helpful advice. With their extensive knowledge, they will ensure that you make informed decisions.
Yes, you have been sued, but it doesn’t mean that all the claims are valid. To your relief, you are not entitled to fulfill all the demands. Although every case is different, the debt collection defense attorneys handle various cases in their day-to-day lives and are well-proficient in handling any issue. No matter how complicated your case may be, they will be successful in coming up with a possible resolution. Now, keep your fear away, and face the situation with the help of a debt collection defense attorney.